నేటి బంగారం ధర (₹)

మేము గ్లోబల్ మార్కెట్ల నుండి రియల్-టైమ్ స్పాట్ ధరలను (USD లో) తీసుకుని, USD/INR రేటును ఉపయోగించి రూపాయల్లోకి మారుస్తాము. దానికి భారతీయ దిగుమతి సుంకం మరియు GST కలుపుతాము. 24K రేటును 0.916 తో గుణించడం ద్వారా 22K రేటు వస్తుంది.

క్యారెట్ అనేది 24 భాగాలలో ఎంత స్వచ్ఛమైన బంగారం ఉందో కొలుస్తుంది. 24K = 100% బంగారం. 22K = 91.6% బంగారం, మిగిలింది రాగి లేదా వెండి (ఆభరణాల తయారీకి). 18K = 75% బంగారం, ఇది ఆధునిక డిజైన్లకు వాడుతారు.

"916" హాల్‌మార్క్ అంటే 91.6% స్వచ్ఛత — అంటే 22 క్యారెట్ల బంగారం. ఇది 2021 నుండి భారతదేశంలో తప్పనిసరి చేయబడిన BIS (బ్యూరో ఆఫ్ ఇండియన్ స్టాండర్డ్స్) హాల్‌మార్కింగ్‌లో భాగం.

అంతర్జాతీయ స్పాట్ ధరపై మూడు ఖర్చులు పడతాయి: 15% కస్టమ్స్ డ్యూటీ, 3% GST మరియు కరెన్సీ మార్పిడి. ఇవన్నీ కలిపి గ్లోబల్ ధర కంటే 18–20% ఎక్కువ అవుతుంది.

ప్రపంచవ్యాప్తంగా: US ఫెడరల్ రిజర్వ్ వడ్డీ రేట్లు, USD బలం మరియు భౌగోళిక రాజకీయ ఉద్రిక్తతలు. స్థానికంగా: రూపాయి విలువ, మరియు అక్షయ తృతీయ వంటి పండుగ డిమాండ్.

ఒక తులం సరిగ్గా 11.6638 గ్రాములకు సమానం. ఇది టోకు బులియన్ మార్కెట్లలో ఒక ప్రామాణిక కొలత.

సావరిన్ అనేది 8 గ్రాముల బంగారానికి సమానమైన ప్రాంతీయ కొలత, ఇది ప్రధానంగా తమిళనాడు, కేరళ, కర్ణాటక మరియు ఆంధ్రప్రదేశ్‌లలో వివాహ ఆభరణాల కోసం ఉపయోగించబడుతుంది.

ఆదాయపు పన్ను నిబంధనల ప్రకారం, వివాహిత మహిళ 500 గ్రాములు, అవివాహిత మహిళ 250 గ్రాములు, పురుషుడు 100 గ్రాముల వరకు బంగారం ఉంచుకోవచ్చు (ఆదాయ వనరులు తెలిస్తే).

పెట్టుబడికి 24K నాణేలు లేదా బిస్కెట్లు ఉత్తమం, ఎందుకంటే తరుగు ఛార్జీలు ఉండవు. 22K ఆభరణాలలో తరుగు ఛార్జీలు ఉంటాయి, అమ్మినప్పుడు ఆ డబ్బు రాదు.

అవును, సాధారణంగా 10 గ్రాములకు ₹100–₹300 తేడా ఉంటుంది. స్థానిక జ్యువెలర్స్ అసోసియేషన్ ధరలు, రవాణా ఖర్చుల వల్ల ఈ వ్యత్యాసం వస్తుంది.

ఆభరణంపై ఉన్న 6-అంకెల HUID కోడ్‌ని BIS Care యాప్‌లో తనిఖీ చేయండి. అసలైన హాల్‌మార్క్ ఆభరణం అయితే స్వచ్ఛత వివరాలు కనిపిస్తాయి.

సరైన GST బిల్లులో: మొత్తం బరువు, నికర బంగారం బరువు, క్యారెట్/స్వచ్ఛత (ఉదా: 22K/916), గ్రాము ధర, తరుగు ఛార్జీలు, 3% GST మరియు HUID నంబర్ ఉండాలి.

Silver is priced in USD per troy ounce on global commodity exchanges (primarily COMEX). We fetch the live spot price, convert it to INR using the real-time USD/INR rate, then divide by 31.1035 (grams per troy ounce) to give you the per-gram price. Import duty on silver in India is currently 10% plus applicable GST at 3% for silver jewellery or 18% for silver bars/coins. All conversions refresh automatically.

Silver prices change continuously during market hours. The live rate is displayed above in this tool — refreshed in real time. As a general reference, silver in India typically trades between ₹80–₹120 per gram depending on global spot prices and the INR/USD rate. For bulk purchases (1 kg or more), your jeweller's rate may differ slightly from the MCX reference due to dealer margins and local association pricing.

Silver is significantly cheaper than gold per gram, making it accessible to smaller investors. However, silver is more volatile — its price swings are sharper both up and down. The gold-to-silver ratio (how many ounces of silver = 1 ounce of gold) has historically ranged from 40:1 to 90:1, and many commodity analysts buy silver when this ratio is high. Silver also has industrial demand (electronics, solar panels, medical devices) that adds a second demand driver beyond just investment. For long-term wealth preservation, gold is traditionally preferred. Silver suits investors who want leverage on precious metal upside.

925 sterling silver contains 92.5% pure silver and 7.5% copper or other alloys. The copper is added for hardness — pure silver (999) is too soft for most jewellery. In India, 925 hallmarked silver articles are stamped with the BIS mark, similar to gold hallmarking. Fine silver (999) is used for investment coins and bars. When buying silver jewellery, check for the 925 stamp and BIS certification to ensure you are getting the stated purity.

GST rates on silver in India depend on the form: silver jewellery and articles attract 3% GST (same as gold jewellery); silver bars, coins, and granules (used for investment or industrial purposes) attract 3% GST; silver imported in unwrought form attracts customs duty plus applicable CESS. Unlike some other commodities, silver GST treatment is fairly uniform for retail buyers. Always check your invoice for the correct HSN code (7106 for silver) and 3% GST rate.

Silver in India is typically priced per kilogram (kg) in wholesale markets and per gram for retail jewellery. Unlike gold where the tola (11.66g) and sovereign (8g) are common, silver wholesale is almost always quoted per kg. For example, a ₹90,000/kg silver rate translates to ₹90/gram. Our tool displays silver per gram and per troy ounce (31.1035g) for easy comparison with international quotes.

The most reliable check is to look for BIS hallmarking — a 925 stamp with the BIS logo and HUID on the piece. Without a hallmark, you can use the ice test (pure silver conducts heat rapidly — ice melts quickly when placed on real silver) or an acid test kit available at assaying centres. The magnet test rules out steel fakes but cannot confirm silver purity. For high-value purchases, always insist on a BIS-hallmarked piece and verify the HUID on the BIS Care app.

Platinum is traded on the NYMEX exchange in USD per troy ounce. We fetch the live spot price, convert to INR via the real-time USD/INR forex rate, and display per gram and per troy ounce values. Platinum's import duty in India is 10.75% plus applicable cess. Retail platinum jewellery also attracts 3% GST. All values on this page are refreshed live.

Platinum is rarer than gold in the Earth's crust, but its price is determined primarily by industrial demand — about 40% of platinum goes into automotive catalytic converters. When global car production slows (as during the 2020 pandemic or the shift to electric vehicles), platinum demand drops and its price can fall below gold. In contrast, gold is driven largely by investment and jewellery demand, which are more resilient. Historically, platinum traded at a significant premium to gold; the reversal since 2011 is a structural shift tied to diesel engine catalytic converter volumes.

Platinum's investment case in 2025–2026 rests on two factors: the green hydrogen economy (platinum is used in hydrogen fuel cell catalysts) and tight mine supply concentrated in South Africa and Russia. If fuel cell vehicle adoption accelerates, platinum demand from this sector could offset the decline in traditional diesel catalytic converter use. However, platinum is thinly traded compared to gold and silver, making it more volatile and less liquid for retail investors. Most financial advisors recommend limiting precious metal exposure to gold for stability, with platinum as a speculative addition for experienced investors.

PT950 (or 950 platinum) means the piece contains 95% pure platinum, with the remaining 5% being iridium, ruthenium, or cobalt for hardness. This is the most common purity for fine platinum jewellery. You may also see PT900 (90% pure) and PT850 (85% pure). In India, BIS hallmarking for platinum uses a PT stamp followed by the purity number. PT950 is the equivalent of 22K gold in terms of being the retail quality standard — high purity without being too soft to wear.

Platinum and white gold look similar but have important differences. Platinum (PT950) is naturally white and does not need rhodium plating — its colour is permanent. White gold is yellow gold alloyed with nickel or palladium, then rhodium-plated to appear white; the plating wears off every 1–3 years and needs to be redone. Platinum is heavier (denser) and more durable for prong settings holding diamonds. However, platinum is significantly more expensive per gram. White gold offers a similar look at a lower price point. For engagement rings or diamond settings meant to last decades, platinum is the premium practical choice.

Platinum jewellery in India attracts 3% GST — the same as gold and silver jewellery. Platinum articles such as bullion, bars, or coins (investment-grade) attract 3% GST under HSN code 7110. Making charges on platinum jewellery are typically higher than gold because platinum is harder and requires specialised crafting techniques — expect ₹600–₹2,000 per gram for making charges on platinum jewellery.

Platinum resale in India is significantly more challenging than gold. Very few retail jewellers buy back platinum, and those that do often offer 15–30% below the spot price. Dedicated bullion dealers and a few NBFC jewellers (like Malabar Gold and Tanishq) offer buyback, but liquidity is limited. Platinum coins and bars from recognised mints fare better than jewellery on resale. Unlike gold, there is no active platinum futures contract on MCX for Indian retail investors. If resale liquidity is important to you, gold remains the far superior precious metal investment in the Indian market.